https://www.lifewyn.com/guides Practical guides on organising what matters — what to record, who to trust with recovery, and what families need to find. en https://www.lifewyn.com/guides/claim-bank-account-after-death-india https://www.lifewyn.com/guides/claim-bank-account-after-death-india The documents each bank asks for, what changes when a nomination exists, what happens for a joint account, and how long a transmission claim realistically takes. Wed, 16 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/succession-certificate-india https://www.lifewyn.com/guides/succession-certificate-india Which court to approach, what it costs, how long it realistically takes, and when a legal heir certificate or a nomination would have been enough instead. Wed, 16 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/change-nominee-bank-account https://www.lifewyn.com/guides/change-nominee-bank-account The form each bank uses, what to carry to the branch, how to do it in net banking where that is offered, and why a nomination is not the same as a will. Wed, 16 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/epf-claim-after-death https://www.lifewyn.com/guides/epf-claim-after-death Which EPFO form applies to which benefit, who is entitled to file each one, how a nomination changes the route, and what happens when no nomination exists. Wed, 16 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/mutual-fund-demat-transmission-india https://www.lifewyn.com/guides/mutual-fund-demat-transmission-india How units and shares pass to a nominee or legal heir, what each registrar and depository asks for, and the thresholds that decide whether you need extra documents. Wed, 16 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/how-to-write-a-will-india https://www.lifewyn.com/guides/how-to-write-a-will-india What makes a will valid in India, whether registration is required, how many witnesses you need and who they must not be, and the mistakes that cause disputes later. Wed, 16 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/nri-inheritance-india https://www.lifewyn.com/guides/nri-inheritance-india Repatriation limits, FEMA rules and tax treatment, plus the documents an Indian bank, registrar or insurer will ask an NRI or their nominee abroad to produce. Wed, 16 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/property-inheritance-india https://www.lifewyn.com/guides/property-inheritance-india Mutation, succession certificate and probate, and which one you actually need. The order to do them in, what each costs, and where families most often get stuck. Wed, 16 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/insurance-claim-india https://www.lifewyn.com/guides/insurance-claim-india The documents an insurer needs, the IRDAI timelines they must work within, the reasons claims get queried, and what to do when an insurer asks for more. Wed, 16 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/set-up-your-vault https://www.lifewyn.com/guides/set-up-your-vault Your first hour in LifeWyn. Setting a passphrase, saving recovery shares before anything else, and the ten records that close most of the gap for a family. Mon, 14 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/recover-access-to-your-vault https://www.lifewyn.com/guides/recover-access-to-your-vault The real routes back in: a recovery phrase, trusted contacts holding shares, and device re-enrolment. Also the honest limit, which is losing both at once. Mon, 14 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/how-your-master-key-works https://www.lifewyn.com/guides/how-your-master-key-works What your master key actually is, why it never reaches our servers, what we can and cannot see because of that, and what it means when we say we cannot help. Mon, 14 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/create-inheritance-rules https://www.lifewyn.com/guides/create-inheritance-rules Assigning each record to a person and a backup, setting the waiting period, and choosing what evidence has to arrive before anything opens for anyone. Mon, 14 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/set-up-life-signals https://www.lifewyn.com/guides/set-up-life-signals Choosing a check-in rhythm that fits your life, setting each escalation window, and deciding who is asked to confirm and when, so a holiday never looks like a death. Mon, 14 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/emergency-access-what-unlocks-when https://www.lifewyn.com/guides/emergency-access-what-unlocks-when The disclosure scope for a medical emergency against a verified death. What opens at each stage, what never opens, and how an emergency view closes again. Mon, 14 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/how-your-nominees-claim https://www.lifewyn.com/guides/how-your-nominees-claim What a nominee is told, what they have to prove, how the portal works without an account, and roughly how long each stage takes from first notice to final claim. Mon, 14 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/give-a-professional-scoped-access https://www.lifewyn.com/guides/give-a-professional-scoped-access Letting a professional see only the records that concern them, with an expiry date, a full log of what they opened, and the ability to revoke access at any moment. Mon, 14 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/unclaimed-money-around-the-world-where-it-piles-up https://www.lifewyn.com/guides/unclaimed-money-around-the-world-where-it-piles-up Roughly $162 billion across twelve countries, and the structural reasons it accumulates. Which systems return money well, which forfeit it, and what that means. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/what-researchers-know-about-your-digital-afterlife https://www.lifewyn.com/guides/what-researchers-know-about-your-digital-afterlife The academic work on posthumous data: how much of it exists, who ends up managing it, and what the findings suggest about planning while you still can. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/who-owns-your-data-after-you-die https://www.lifewyn.com/guides/who-owns-your-data-after-you-die Terms of service say one thing, succession law says another, and the gap is where families get stuck. What DPDP changes in India, and what it still does not. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/when-the-only-keyholder-dies-the-quadriga-lesson https://www.lifewyn.com/guides/when-the-only-keyholder-dies-the-quadriga-lesson A founder died holding the only keys and C$190 million froze. What the regulator later found, and why the real lesson is about custody design, not about crypto. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/the-global-estate-planning-gap-what-surveys-show https://www.lifewyn.com/guides/the-global-estate-planning-gap-what-surveys-show 84.8% of Indians have no will, and the comparable figures elsewhere are not much better. What the surveys measure, what they miss, and what they have in common. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/why-strong-security-makes-inheritance-hard https://www.lifewyn.com/guides/why-strong-security-makes-inheritance-hard The design that keeps an attacker out keeps your heirs out too. Why that tension is real, and how splitting a secret across people resolves it without weakening anything. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/leave-cryptocurrency-your-family-can-recover https://www.lifewyn.com/guides/leave-cryptocurrency-your-family-can-recover Three routes for crypto inheritance: seed phrases, hardware wallets and exchange accounts. What fails in each, and how to split a secret without handing it over. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/life-insurance-money-families-never-claim-india https://www.lifewyn.com/guides/life-insurance-money-families-never-claim-india ₹20,062 crore sat unclaimed with life insurers at the end of FY24. Why policies go unclaimed, how to search each insurer's own register, and what a claim needs. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/nominee-vs-legal-heir-in-india https://www.lifewyn.com/guides/nominee-vs-legal-heir-in-india A nominee receives; a legal heir owns. Where that distinction bites for banks, demat and mutual funds, the one insurance exception, and how to avoid a family dispute. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/password-manager-emergency-access-is-not-an-inheritance-plan https://www.lifewyn.com/guides/password-manager-emergency-access-is-not-an-inheritance-plan Emergency access opens a vault after a delay. It never explains what matters, never reaches what the vault does not hold, and was never built for a grieving family. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/why-a-good-inactivity-check-in-is-slow https://www.lifewyn.com/guides/why-a-good-inactivity-check-in-is-slow A fast trigger is a dangerous trigger. The windows that stop a holiday or a hospital stay looking like a death, and why every gate here fails closed rather than open. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/keeping-family-photos-from-dying-with-an-account https://www.lifewyn.com/guides/keeping-family-photos-from-dying-with-an-account Family photos live inside accounts nobody else can open. What each cloud service allows, how to export properly, and where to keep a copy that outlives a login. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/unclaimed-money-in-india-where-it-goes https://www.lifewyn.com/guides/unclaimed-money-in-india-where-it-goes ₹86,917 crore with the RBI and ₹20,062 crore with insurers. The four separate bodies holding unclaimed money in India, and the official portal for each one. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/what-happens-to-your-accounts-when-you-die https://www.lifewyn.com/guides/what-happens-to-your-accounts-when-you-die Apple, Google, Meta, Indian banks and crypto exchanges each have a written policy. What every one of them actually does, side by side, and what a family must supply. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/why-a-will-does-not-cover-your-digital-life https://www.lifewyn.com/guides/why-a-will-does-not-cover-your-digital-life A will decides who inherits. It does not say what exists, where it is, or how to reach it, and probate makes it a public document. What fills that gap instead. Sun, 06 Sep 2026 00:00:00 GMT https://www.lifewyn.com/guides/what-to-put-in-a-digital-vault-first https://www.lifewyn.com/guides/what-to-put-in-a-digital-vault-first The ten records that cover most of what a family cannot reconstruct. Salary account, fixed deposits, term policy, demat, PF, locker, crypto, PAN, loans and who to call. Fri, 21 Aug 2026 00:00:00 GMT https://www.lifewyn.com/guides/choosing-trusted-contacts-for-recovery https://www.lifewyn.com/guides/choosing-trusted-contacts-for-recovery How to pick the people who can help you back into your own account, why more than one matters, and exactly what each of them can and cannot see along the way. Fri, 21 Aug 2026 00:00:00 GMT https://www.lifewyn.com/guides/first-48-hours-what-a-family-needs-to-find https://www.lifewyn.com/guides/first-48-hours-what-a-family-needs-to-find The short list that matters in the first two days, what can safely wait a week, and the documents to order several certified copies of before anything else. Fri, 21 Aug 2026 00:00:00 GMT https://www.lifewyn.com/guides/digital-accounts-after-a-death https://www.lifewyn.com/guides/digital-accounts-after-a-death Memorialise, close or transfer. What Apple, Google, Meta, Microsoft and the major Indian services each allow a family to do, and the proof each one demands. Fri, 21 Aug 2026 00:00:00 GMT