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    <description>Practical guides on organising what matters — what to record, who to trust with recovery, and what families need to find.</description>
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      <title>Billions sit unclaimed with governments and banks. It's the same story in every country.</title>
      <link>https://www.lifewyn.com/guides/unclaimed-money-around-the-world-where-it-piles-up</link>
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      <description>Billions in dormant and unclaimed money sit with governments and banks worldwide. Where it piles up, why it happens, and what a family can do.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>What researchers actually know about your digital afterlife</title>
      <link>https://www.lifewyn.com/guides/what-researchers-know-about-your-digital-afterlife</link>
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      <description>What academics have actually found about your digital afterlife: the scale of it, what families really need, and the security trap that locks them out.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>Who owns your data after you die? It depends where you lived</title>
      <link>https://www.lifewyn.com/guides/who-owns-your-data-after-you-die</link>
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      <description>Most data-protection law guards the living, not the dead: how the UK and EU position differs from India's DPDP Act, and why you should check what applies.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>When the only keyholder dies: the QuadrigaCX lesson</title>
      <link>https://www.lifewyn.com/guides/when-the-only-keyholder-dies-the-quadriga-lesson</link>
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      <description>A crypto exchange founder died holding the only keys to customer funds, and what Canada's securities regulator later found is the real custody lesson.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>Most adults have no will: the estate-planning gap, country by country</title>
      <link>https://www.lifewyn.com/guides/the-global-estate-planning-gap-what-surveys-show</link>
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      <description>Surveys across the US, UK, Canada and Australia find most adults have no will: the same gap, the same reasons, a real cost to families.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>Why the security that protects your accounts is the same thing that locks out your heirs</title>
      <link>https://www.lifewyn.com/guides/why-strong-security-makes-inheritance-hard</link>
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      <description>The same design that keeps an attacker out of your accounts keeps your heirs out too, and here's how splitting a secret gets round it.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>How to leave crypto your family can actually recover</title>
      <link>https://www.lifewyn.com/guides/leave-cryptocurrency-your-family-can-recover</link>
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      <description>Lose the seed phrase and the coins vanish; leave it lying about and they're stolen — here's how to leave crypto your family can actually recover.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>The life-insurance money Indian families never claim</title>
      <link>https://www.lifewyn.com/guides/life-insurance-money-families-never-claim-india</link>
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      <description>Life insurance worth tens of thousands of crores sits unclaimed in India: where it goes, how to search for it, and how to keep a policy from vanishing.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>Your bank nominee probably isn't your legal heir, and in India that catches families out</title>
      <link>https://www.lifewyn.com/guides/nominee-vs-legal-heir-in-india</link>
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      <description>In India a bank, demat or insurance nominee often holds the money as a trustee for the legal heirs rather than owning it outright.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>Your password manager has an emergency-access feature. It is not an inheritance plan.</title>
      <link>https://www.lifewyn.com/guides/password-manager-emergency-access-is-not-an-inheritance-plan</link>
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      <description>Emergency access lets a trusted contact into your password vault after a delay, but it never explains what matters or reaches what the vault does not hold.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>Why a good inactivity check-in is slow on purpose</title>
      <link>https://www.lifewyn.com/guides/why-a-good-inactivity-check-in-is-slow</link>
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      <description>Why a good inactivity check-in escalates slowly before handing anything over, and never treats silence alone as proof that someone has died.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>Your family photos are not backed up. They live in an account — and accounts lapse.</title>
      <link>https://www.lifewyn.com/guides/keeping-family-photos-from-dying-with-an-account</link>
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      <description>A cloud photo library isn't a backup. It can vanish when an account lapses or locks. How to make decades of photos survive and reach the right people.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>Tens of thousands of crores sit unclaimed in India — and the reason is almost never fraud</title>
      <link>https://www.lifewyn.com/guides/unclaimed-money-in-india-where-it-goes</link>
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      <description>Most unclaimed money in India is lost to silence, not theft. Where it ends up, why families never find it, and how to search now.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>What happens to your Apple, Google and Facebook account when you die</title>
      <link>https://www.lifewyn.com/guides/what-happens-to-your-accounts-when-you-die</link>
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      <description>Apple, Google and Meta each built a way to pass on or close your account — but only if you switch it on first. Here is how each one works.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>A will names who inherits. It rarely says how to find anything.</title>
      <link>https://www.lifewyn.com/guides/why-a-will-does-not-cover-your-digital-life</link>
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      <description>A will decides who gets what. It seldom records where your accounts are or how to reach them — the gap that turns weeks into months for a family.</description>
      <pubDate>Sun, 06 Sep 2026 00:00:00 GMT</pubDate>
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      <title>What to put in a digital vault first</title>
      <link>https://www.lifewyn.com/guides/what-to-put-in-a-digital-vault-first</link>
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      <description>A short, ordered starting list for a digital vault, based on what families actually struggle to find.</description>
      <pubDate>Fri, 21 Aug 2026 00:00:00 GMT</pubDate>
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      <title>Choosing trusted contacts for account recovery</title>
      <link>https://www.lifewyn.com/guides/choosing-trusted-contacts-for-recovery</link>
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      <description>How to pick the people who can help you back into your own account — and why more than one matters.</description>
      <pubDate>Fri, 21 Aug 2026 00:00:00 GMT</pubDate>
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      <title>The first 48 hours: what a family needs to find</title>
      <link>https://www.lifewyn.com/guides/first-48-hours-what-a-family-needs-to-find</link>
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      <description>What people are actually looking for in the days after a death, and how to make it findable in advance.</description>
      <pubDate>Fri, 21 Aug 2026 00:00:00 GMT</pubDate>
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      <title>Digital accounts after a death: what to plan for</title>
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      <description>How online accounts are typically handled after someone dies, and what to record now so nothing is lost.</description>
      <pubDate>Fri, 21 Aug 2026 00:00:00 GMT</pubDate>
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