Skip to main content
LifeWyn

Unclaimed assets

Forgotten asset risk check

How likely is it that something you own is never found? Eleven questions on records, dormancy and contact details, scored 0–100.

Anyone with accounts opened years ago, at an old address, in a maiden name, or at a bank that has since been absorbed by another.

Answers stay in this browser — nothing is sent to LifeWynQuestions reviewed 2026-08-27

Progress

0 of 11 answered

Section 1 of 4 · 30% of the score

Is there a record?

Is there one list of everything you hold?

One place, rather than several partial lists in different apps and drawers.

Does it include accounts you no longer use?

Old salary accounts and dormant policies are where unclaimed balances usually sit.

Does it cover accounts in a previous name?

A change of name after marriage or otherwise splits a record trail in two.

Section 2 of 4 · 25% of the score

Has anything gone quiet?

Have you signed in to every account in the last two years?

Long inactivity is what starts an account down the dormant route in most countries.

Have you checked whether any provider has merged or closed?

A bank absorbed by another, or an insurer that changed name, moves the account somewhere you would not look.

Do you still receive statements for each holding?

A statement that stopped arriving is the earliest warning that a record has drifted.

Section 3 of 4 · 25% of the score

Can they reach you?

Is your current address on file with every institution?

Including the ones you opened at a previous address and have not thought about since.

Is the phone number and email on each account still one you use?

A work address from two jobs ago is a dead contact route.

Is a nominee recorded with each institution?

The name the institution itself holds, which is often not the same as the one in your will.

Section 4 of 4 · 20% of the score

Does anyone else know?

Does at least one other person know the list exists?

A perfect record nobody has been told about is not findable.

Could they get to it without you?

Not the contents — a way in that does not depend on you being available to grant it.

Nothing answered yet. Your score appears once every question has an answer — a part-finished score would measure the questions you skipped.

How this score is worked out

Money is rarely lost on purpose. It goes unclaimed because a record is missing, an account has been quiet for years, or the institution has no working way to reach anyone.

This tool weights those three causes — records at 30%, dormancy at 25%, contactability at 25% — and adds 20% for whether anyone besides you knows. A higher score means less is likely to be missed.

It cannot search for anything. It has no access to any register, institution or account, and it produces no estimate of money at risk. It only reflects what you told it.

This is a self-assessment, not advice. It scores the answers you gave against a checklist we wrote — it does not see your documents, your accounts or your jurisdiction, and it is not legal, tax or financial advice. What is required varies by country. Treat the score as a prompt for what to look at next, and speak to a qualified professional about your own situation.

All LifeWyn tools