Practical guides, not legal advice

Billions in dormant and unclaimed money sit with governments and banks worldwide. Where it piles up, why it happens, and what a family can do.

What academics have actually found about your digital afterlife: the scale of it, what families really need, and the security trap that locks them out.

Most data-protection law guards the living, not the dead: how the UK and EU position differs from India's DPDP Act, and why you should check what applies.

A crypto exchange founder died holding the only keys to customer funds, and what Canada's securities regulator later found is the real custody lesson.

Surveys across the US, UK, Canada and Australia find most adults have no will: the same gap, the same reasons, a real cost to families.

The same design that keeps an attacker out of your accounts keeps your heirs out too, and here's how splitting a secret gets round it.

Lose the seed phrase and the coins vanish; leave it lying about and they're stolen — here's how to leave crypto your family can actually recover.

Life insurance worth tens of thousands of crores sits unclaimed in India: where it goes, how to search for it, and how to keep a policy from vanishing.

In India a bank, demat or insurance nominee often holds the money as a trustee for the legal heirs rather than owning it outright.

Emergency access lets a trusted contact into your password vault after a delay, but it never explains what matters or reaches what the vault does not hold.

Why a good inactivity check-in escalates slowly before handing anything over, and never treats silence alone as proof that someone has died.

A cloud photo library isn't a backup. It can vanish when an account lapses or locks. How to make decades of photos survive and reach the right people.

Most unclaimed money in India is lost to silence, not theft. Where it ends up, why families never find it, and how to search now.

Apple, Google and Meta each built a way to pass on or close your account — but only if you switch it on first. Here is how each one works.

A will decides who gets what. It seldom records where your accounts are or how to reach them — the gap that turns weeks into months for a family.

A short, ordered starting list for a digital vault, based on what families actually struggle to find.

How to pick the people who can help you back into your own account — and why more than one matters.

What people are actually looking for in the days after a death, and how to make it findable in advance.

How online accounts are typically handled after someone dies, and what to record now so nothing is lost.