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Asia-Pacific

Unclaimed assets in Japan

HardData confidence
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Last updated 2026-07-01
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Estimated unclaimed

¥120B+/yr dormant (est.)

≈ $8B · JPY

Government authority

Individual banks; dormant-deposit law funds public projects

Official search

Direct enquiry to bank

Overview

Under Japan's Dormant Deposits Utilization Act, accounts inactive for 10 years are transferred to the Deposit Insurance Corporation and used for public-benefit projects, but depositors retain the right to reclaim indefinitely through their bank. There is no central search portal; claims are made bank by bank.

Asset types held

Dormant depositsInsurance

Documents you'll typically need

  • Photo ID / residence certificate
  • Passbook or account details
  • Personal seal (inkan) where required

Common mistakes

  • • Believing dormant funds are forfeited — reclaim is permanent

Success tips

  • • Contact the specific bank branch that held the account

Frequently asked questions

Keep your own assets findable

LifeWyn records what you own and who should inherit it — so your family never has to hunt through Japan's registries.