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North America

Unclaimed assets in United States

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Last updated 2026-07-01
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Estimated unclaimed

$70B+

≈ $70B · USD

Government authority

State Unclaimed Property Offices (NAUPA network)

Official search

Unclaimed.org / MissingMoney.com

Overview

In the U.S., unclaimed property is held by each state's treasury or comptroller under escheatment law, not by a single federal body. Collectively states hold tens of billions of dollars in dormant bank accounts, uncashed payroll and insurance cheques, forgotten security deposits and safe-deposit-box contents. Every state offers a free official search; the NAUPA-endorsed MissingMoney.com aggregates most of them. There is no fee to claim — beware paid 'finder' services.

Asset types held

Bank accountsInsuranceUncashed chequesSecuritiesUtility depositsSafe deposit boxes

Documents you'll typically need

  • Government-issued photo ID
  • Proof of current address
  • Proof of Social Security Number
  • Documentation linking you to the property or prior address

Common mistakes

  • • Paying a finder a percentage for something you can claim free
  • • Searching only your current state (search every state you've lived in)
  • • Not checking maiden names, misspellings and business names

Success tips

  • • Search MissingMoney.com plus each state treasury site directly
  • • Check names of deceased relatives you may inherit from
  • • Re-run searches annually — new property is reported each year

Frequently asked questions

Keep your own assets findable

LifeWyn records what you own and who should inherit it — so your family never has to hunt through United States's registries.