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Europe

Unclaimed assets in France

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Last updated 2026-07-01
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Estimated unclaimed

€6.7B+

≈ $7B · EUR

Government authority

Caisse des Dépôts — Ciclade

Official search

Ciclade.fr

Overview

Under the Eckert Law, dormant French accounts and unclaimed life-insurance are transferred to the Caisse des Dépôts and made searchable free via Ciclade. Beneficiaries can also check AGIRA for unclaimed life-insurance policies of a deceased relative.

Asset types held

Dormant accountsUnclaimed life insuranceEmployee savings (épargne salariale)

Documents you'll typically need

  • Photo ID
  • Proof of rights (birth/marriage certificate, or heir documents)
  • IBAN for repayment

Common mistakes

  • • Not searching Ciclade for relatives
  • • Overlooking AGIRA for life-insurance beneficiaries

Success tips

  • • Search Ciclade with civil-status details
  • • Ask AGIRA to search unclaimed life policies naming you

Frequently asked questions

Keep your own assets findable

LifeWyn records what you own and who should inherit it — so your family never has to hunt through France's registries.