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North America

Unclaimed assets in Canada

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Last updated 2026-07-01
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Estimated unclaimed

C$1.4B+

≈ $1B · CAD

Government authority

Bank of Canada (federal) + provincial programs (e.g. Revenu Québec, BC)

Official search

Bank of Canada — Unclaimed Balances

Overview

The Bank of Canada is legal custodian of unclaimed bank balances in Canadian dollars that have been inactive for 10 years, where the owner cannot be contacted. Its register is free and searchable online. Quebec (Revenu Québec) and other provinces run their own programs for non-bank property. The CRA also holds uncashed cheques individuals can claim via My Account.

Asset types held

Dormant bank balancesUncashed chequesProvincial propertyPensions

Documents you'll typically need

  • Government photo ID
  • Proof matching the name/address on the balance
  • Supporting documents for balances over C$1,000

Common mistakes

  • • Only searching the Bank of Canada and missing provincial programs
  • • Forgetting CRA uncashed cheques in My Account

Success tips

  • • Search the Bank of Canada register plus your province
  • • Log in to CRA My Account to release uncashed cheques

Frequently asked questions

Keep your own assets findable

LifeWyn records what you own and who should inherit it — so your family never has to hunt through Canada's registries.