Solutions
One reason is enough to start
The problem looks different depending on where you sit. Pick the one that sounds most like you — the vault underneath is the same either way.
Underneath, every version of this is one problem: a life accumulates records, and the map of those records ends up in a single person's head. What changes is who is left holding it, and what they need first.
A spouse needs the financial picture. A guardian needs the school and the doctor. A sibling in another country needs one property file and nothing else. An adviser needs a single tax record and should never see the rest. Our digital legacy solutions are not different products — they are the same vault, configured around four very different mornings.
Start where you are
Four situations, four different first steps
If you are the only one who knows
A salary account, a policy nobody has heard of, a seed phrase in a drawer. Ten years of ordinary decisions that only one person can navigate.
- You have changed jobs, banks or cities more than once
- You live alone, or far from the people who would step in
- Nobody else could list your accounts if asked today
If you have children
The school's number, the doctor, the allergy, the routine. The half of this that is not about money at all, and the half that matters most in week one.
- A guardian would need care details, not account numbers
- One partner holds most of the household detail
- A hospital stay should not open your estate papers
If you live outside India
Property in India, savings where you live, and family somewhere in between. The worst version of this problem, and the one nobody else covers properly.
- NRE, NRO or demat accounts you have not looked at in years
- A 401(k), workplace pension, superannuation or CPF abroad
- Heirs in a different country and time zone from the paperwork
If you hold records for other people
Client documents in your inbox, and a family that comes to you when something happens. A breach risk you never signed up for.
- Identity documents arriving over messaging apps
- No clean record of what you held, when, or why
- Unpaid reconstruction work when a client dies
If you are offering this to your people
Employers, banks, insurers and advice firms offer a vault as a benefit — something an employee or customer sets up once and never worries about again. It creates no new data liability for the organisation, because nobody on your side can read it either. Adviser portals, bereavement and claims workflows, and consumer-duty reporting sit on the same encrypted backend.
For advisers and institutionsWhichever door you come through
Four things that never change
These are not plan features or add-ons. They are how the vault is built, and they are identical on every page above.
Encrypted before it leaves your device
What reaches LifeWyn's servers is ciphertext. We cannot open it for you, for a court, or for ourselves — and digital asset protection that depends on a promise not to look is a weaker thing than one that cannot.
Each person opens only their own part
Your spouse, your guardian, your executor and your adviser each get a room built for them. There is no mode in which one person receives everything.
Silence alone never opens anything
A missed check-in starts reminders, then reaches your trusted contacts. A release also needs verified documents, an identity check and any waiting period you set — and you can stop it at any stage.
You can take everything out, any day
Export the whole vault in an open documented format that you decrypt with your own passphrase. It opens without our servers, and without our company existing.
LifeWyn is not a will and not a legal document. A will decides who inherits; LifeWyn makes sure the people you name can find and claim what it leaves behind. Most people need both.
Not sure which one you are
Most people are two or three of these at once
An individual with a family, living abroad, who also happens to be a chartered accountant is not an edge case. It is the normal shape of a life, and the pages above are entry points rather than categories you have to pick correctly.
If you would rather see where you actually stand before reading any of them, the readiness check asks a set of plain questions and gives you a list of what is done and what is not. Nothing you enter leaves your browser, and there is no account to create.
Take the readiness checkSee how this compares with a will or a password managerHow a handover actually runs
Questions
Asked and answered
- Which one should I choose if more than one applies to me?
- It does not matter. These are entry points, not plans or product tiers. Whichever page you start from, the vault is the same, and you configure it around your own situation. Most people fit two or three of them at once — an individual with a family, living abroad, who also happens to be an adviser.
- Do the different solutions cost different amounts?
- No. There is one Free plan and one Premium plan, and they are the same regardless of which page brought you here. Encryption is never a paid feature: your vault is encrypted on your device on the Free plan exactly as it is on Premium.
- What do all of these have in common?
- Four things. Records are encrypted on your own device before they upload, so LifeWyn cannot read them. Each person you name opens only their own part, never everything. Nothing is released on silence alone — a handover needs verified documents and an identity check. And you can export the whole vault, any day, in an open format that opens without us.
- Is LifeWyn a will?
- No, and it does not replace one. A will decides who legally inherits what you own. LifeWyn holds the record of what exists and how to reach it, so the people carrying out the will can find what it refers to. Most families need both, and they do different jobs.
Start with the ten things only you know
Whichever of those you are, the first step is the same — and most people finish it in one evening.