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Unclaimed assets in Ireland

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Last updated 2026-07-01
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Estimated unclaimed

€400M+

≈ $500M · EUR

Government authority

NTMA — Dormant Accounts Fund

Official search

Contact your bank / NTMA Dormant Accounts

Overview

Dormant Irish accounts (15 years inactive) transfer to the Dormant Accounts Fund managed by the NTMA, but the original owner retains a permanent right to reclaim through the institution that held the account. Unclaimed life-assurance policies follow a similar regime.

Asset types held

Dormant bank accountsUnclaimed life assuranceAn Post savings

Documents you'll typically need

  • Photo ID
  • Proof of address
  • Account/policy details

Common mistakes

  • • Assuming dormant funds are lost forever — the right to reclaim never expires

Success tips

  • • Reclaim through the original bank or insurer, which then recovers from the NTMA

Frequently asked questions

Keep your own assets findable

LifeWyn records what you own and who should inherit it — so your family never has to hunt through Ireland's registries.