工具
免费工具,无需账户
简短、结构化的自我评估。每一项都会询问你已经整理好了哪些内容,依据我们写好的清单为答案打分,并告诉你接下来一小时最该花在哪里。
无需注册。你的回答只留在浏览器中——不会发送到任何地方,我们也就没有什么可存储或丢失的。
Readiness
Digital Legacy Readiness Calculator: Score Your Plan in Minutes
Thirty-three questions across six areas of legacy planning, weighted into a single score out of 100. Nothing is sent anywhere and no signup is required.
Anyone organising their own affairs who wants a structured sweep rather than a vague sense that something is missing.
33 个问题 · 审核于 2026-08-27开始测试Executors
Executor Readiness Check: What Your Executor Would Face on Day One
A free check on what your executor would actually face. What they would find, what they would have to reconstruct, and the documents they would be missing on day one.
Anyone who has named an executor, and anyone who has been named as one and is wondering what they would actually be able to do.
14 个问题 · 审核于 2026-08-27开始测试Digital legacy
Digital Account Continuity Check: Which Accounts Would Be Lost
A free check on which of your accounts have a legacy setting switched on, which have one you have not used, and which would simply be lost when nobody can sign in.
Anyone whose life is mostly in accounts rather than in filing cabinets — which is now nearly everyone.
12 个问题 · 审核于 2026-08-27开始测试Wills
Will Readiness Check: Does Your Will Cover What You Actually Own
A free check on whether your will covers what you own today, the gaps most wills leave open around digital assets, and the questions to take to a lawyer next.
This checks whether a will would actually do its job — that it exists, that somebody can find the original, and that it has not been quietly overtaken by a change in your life. It does not check whether a will is valid where you live; only a qualified professional in your jurisdiction can tell you that.
9 个问题 · 审核于 2026-08-27开始测试Nominees
Nominee Health Check: Can the People You Named Actually Act
A free check on whether your nominees can actually act when it matters. Backup coverage, current contact details, scope of access, and the gaps that stall a claim.
A nomination made years ago and never revisited is one of the quietest failure modes in this whole subject: everything looks configured, and the person named is unreachable, unaware, or no longer the person you would choose. This checks the nominations themselves rather than what they unlock.
8 个问题 · 审核于 2026-08-27开始测试Crypto
Crypto Continuity Check: Could Anyone but You Recover It
A free check on whether your crypto is recoverable by anyone but you. Seed phrase storage, hardware wallets, exchange accounts, and the single points of failure in each.
Crypto is the asset class with no institution to appeal to. A key nobody can reconstruct is gone, permanently, in a way a bank account never is. This checks whether recovery is possible at all, and whether it is possible without exposing you now.
8 个问题 · 审核于 2026-08-27开始测试Business
Business Continuity Planning for Founders: A Free Readiness Check
Business continuity planning for founders. What happens to access, signatories and succession if you are not there, and the gaps that would stop the business trading.
For anyone with a stake in a business, personal continuity and business continuity are the same problem seen from two sides. This checks the operational side: whether the business would keep running, keep paying people, and keep its access to its own systems.
9 个问题 · 审核于 2026-08-27开始测试Emergency plan
Emergency Plan Builder: A One-Page Plan Your Family Can Act On
Build a one-page emergency plan your family can actually act on. Medical directives, allergies, insurance, key contacts and first steps, formatted to print and keep.
Less a score than a build sheet: each question is a component of a plan, and the gaps at the end are your to-do list in weight order. It assumes an emergency lasting days, not an estate lasting years.
9 个问题 · 审核于 2026-08-27开始测试Claims
Country Claim Checklist: Documents and Portals for Twelve Countries
A printable checklist of the documents and official portals needed to claim unclaimed assets, country by country, covering all twelve markets we have researched.
A cross-border claim fails on preparation far more often than on entitlement. This lists the questions to answer FIRST, whichever country is involved. It deliberately describes no country's process: those differ, they change, and getting one wrong here would send you down a route that does not exist.
9 个问题 · 审核于 2026-08-27开始测试
清单
可打印的清单
简单明了的清单,而不是又一张表格。打印出来,或发给不会用应用的父母。
亲人离世后的头 30 天——一份清单
第一周、第二周和第一个月分别要做什么,按实际应有的顺序排列。
- 第 1 周——申领多份死亡证明的认证副本
- 第 1 周——通知直系亲属、雇主和亲近的联系人
- 第 1 周——如有遗嘱,找到它并联系遗嘱执行人
- 第 1 周——保护好住所、车辆及任何贵重物品
- 第 2 周——通知银行、保险公司以及任何养老金或公积金机构
- 第 2 周——转寄或转发邮件;取消以其名义设立的定期扣款
- 第 2 周——如有保单,启动人寿保险理赔
- 第 2 周——告知雇主人力资源部门末笔薪资、离职金和公积金事宜
- 第 1 个月——如有理赔需要,申请法定继承人证明或继承证书
- 第 1 个月——开始转移或注销银行账户和保险柜
- 第 1 个月——申领未结的 EPF、PPF、NPS 或离职金
- 第 1 个月——就遗产事务和待办申报事项咨询律师或税务顾问
受托人核对清单
印度所有带有受托人字段的账户类型,汇总在一份清单里,方便你逐项核对。大多数人至少能发现两项已经过期。
- 银行储蓄账户与活期账户
- 定期存款与循环存款
- 员工公积金(EPF)
- 公积金(PPF)
- 国家养老金体系(NPS)
- 人寿保险单
- 共同基金账户与证券/交易账户
- 邮政储蓄计划
- 雇主离职金指定
- 任何雇主提供的团体保险
数字资产清单工作表
一份空白的手写工作表,用于逐项列出账户、保单和文件——适合想先在纸上开始、再转到屏幕上的人。
- 账户或服务名称
- 用户名或登录邮箱
- 密码存放在哪里(切勿写下密码本身)
- 机构或服务提供商,以及联系方式
- 该账户的大致价值或用途
- 是否已登记受托人或受益人——是或否
文件定位工作表
纸质文件实际存放在哪里——保险柜、文件夹、橱柜,或是持有副本的人。
- 房产契据与产权文件
- 银行存折与保险柜钥匙
- 保险单文件
- 遗嘱,以及任何附录
- 身份证件——PAN、Aadhaar、护照
- 车辆登记证与保险单
- 税务申报单与投资对账单
无人认领的资金
找出那些无人认领的闲置资金
一份简明的官方查询渠道目录——休眠银行存款、无人认领的股份与股息、无人认领的保险金,以及休眠公积金账户。
去哪里查询印度境内无人认领的资金
每一条都链接到官方政府门户,并说明你需要查询什么。
网站上还有
<link>遗产准备度评分</link>是同一理念的精简翻译版——六个领域,十六个问题。
This is a self-assessment, not advice. It scores the answers you gave against a checklist we wrote — it does not see your documents, your accounts or your jurisdiction, and it is not legal, tax or financial advice. What is required varies by country. Treat the score as a prompt for what to look at next, and speak to a qualified professional about your own situation.